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FLI Charge promises universal, painless wireless charging
Until that day in the future when smartphones are safely powered by nuclear energy or whatnot, charging mobile devices will always be a fact of life. Various technologies and products, like wireless charging, are being put in place to at least make that as painless as possible. Fancy and ideal as that might sound, wireless charging is still fragmented and inefficient. Enter FLI Charge, a system that aims to leapfrog over the competition, embracing all types of devices and power needs. All through the proven technology of conductive wireless charging.
Of the two types of wireless charging, inductive charging is actually the one that is more popular, at least indirectly. It is the technology used by the competing Qi and PMA wireless charging standards. It is also probably the one that closely matches what one imagines to be truly wireless charging, riding on electromagnetic fields to course power between charging pad to device.
But there is another kind of wireless charging called conductive charging. But while it does do away with wires and cables, it requires physical contact between conductive materials, usually metal, from the power source to the recipient. This is usually implemented as contact points or pogo pins on devices that implement it. At the expense of having to maintain that contact, conductive charging is able to deliver power in the same rate and amount as you would a wired connection.
FLI Charge takes that power efficiency of conductive charging and adds to it the freedom of inductive wireless charging. Of course, there’s a trick to that, and that trick is called the FLIway and the FLImod. The FLIway is really just a rather funny name for the FLI Charge’s charging bed. But like a freeway, it does have lanes that carry positive and negative current across the surface. The other half of the magic act is the FLImod chip that connects to and regulates the amount of electricity sent to a device. The way the FLImod is designed, it is able to keep contact with one negative and one positive lane, completing the charging circuit.
By now, you might have noticed a catch. You will need your smartphone, tablet, or whatever to have a FLImod to charge on the FLIway. Which means, at the very least, having to wear a case. That is already the case, no pun intended, with smartphones that don’t natively support any sort of wireless charging, like all iPhones. But for some like the Galaxy S6 and S7, it’s going to be a bit overkill. But the system does have merits, in that it isn’t exclusive to these high end smartphones. In fact, any device that charges via USB or micro USB can wirelessly charge on the FLIway. Well, somewhat. In addition to the FLIcase, there is also a FLIcube and a FLIcoin. The former is just a petite box that can sit on the charging bed and is then connected to a device via a USB cable. The latter is simply a rollable, circular counterpart, but for micro USB ports instead. Yes, there will be some amount of wires involved, but at least they won’t end at wall sockets.
Wireless charging for any USB device with the flexibility of inductive charging but the speed of conductive charging. That’s basically the promise that the FLI Charge system is trying to make. Now to see if they can actually deliver on it. The FLI Charge is currently still on Indiegogo, though it has sufficiently exceeded its $100,000 goal, with 17 days to spare. Shipping is estimated to take place in October. The FLIcases sadly only support the iPhone 6, 6s, 6 Plus, 6s Plus, Samsung Galaxy S6, S6 edge, S7, and S7 edge. Backers, however, can opt to swap those cases for two FLIcubes instead.
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Wireless charging lets you charge up your gadgets without having to plug in a USB cable. It’s pretty neat, but how does it actually work? Why even bother? What are the downsides?
We’ll tackle everything you need to know about how wireless charging works right here. Soon you’ll forget what all that wire clutter was like!
Table of ContentsA Matter Of Induction, My Dear Watt(son)
Generally, wireless chargers use a property of magnetism and electricity known as “induction” charging. Basically, electric current is converted into a magnetic field. This field then induces an electric current in the device you want to charge.
That’s a bit of an oversimplification, but it’s essentially what happens in the wireless charging process. There are two coils, one in each device, that convert the energy from one form to another.
This is the most common form of wireless charging you’re likely to find in personal gadgets such as smartphones or smart watches. Induction charging only works over very short distances. Usually 10mm or less. So although the power is “wireless” you usually need to set the device down on some sort of charging pad for the power to flow. Induction chargers such as these use low frequency signals to move power from the charger to the device.The Resonant Alternative
It’s a futuristic idea, but electrical pioneer Nikola Tesla was doing it more than a century ago. Had history gone in a slightly different direction, wireless electricity might have been the standard way of doing things today.A Two-Horse Race
There are different approaches to how wireless charging works, each with their own pros and cons. Different companies have different visions as to how we all want to use wireless power in daily life. This has given rise to multiple standards for wireless charging and, as you’ve probably guessed, these standards don’t inter-operate.
Qi wireless chargers use the short-range induction method and this is what you’ll find in most personal devices that charge wirelessly.
The AirFuel standard uses the long-range resonant method and you’re not likely to find it built into your gadgets quite yet. However, you can buy special charging cases for smartphones that add AirFuel capability to them.Faster! Faster!
One thing you may notice about wireless charging, regardless of the standard, is that they don’t offer that much power. Fast-charging has become pretty much the standard when using a cable. Modern USB-C smartphones and laptops can often accept anything between 40 and 60 watts. Using USB-C Power Delivery, you can actually move 100W of power over a USB-C cable, but not current lithium ion batteries in a phone can accept that.
Qi or AirFuel chargers don’t offer nearly as much power, but both standards are evolving. At the time of writing, 40W wireless fast charging has started to enter the market and AirFuel hopes to reach 100W at some point in the future. We can also expect battery technology to improve, making it easier to charge devices more quickly.
However, as of right now, one major downside of wireless charging is that it’s slower than using a direct wire connection and it can’t actively power devices that need even a moderate amount of power to work.One Charger To Rule Them All
So anyone with a Qi device can simply put it on your pad and charge up. That’s cool, but the real killer feature is the ability to charge multiple devices on the same charging pad at the same time. You need a charger with one coil for each device you want to charge.
For example, “triple chargers” have three coils and therefore three charging spots. You can put three devices next to each other and have them charge at the same time. That can be a pretty elegant solution. For example, if you place a triple charger on a side table in your living room, it’s a central place where people can put their devices.Devices That Only Charge Wirelessly
Most devices that charge wirelessly, such as smartphones, also give you the option of wired charging. However, there are some devices that only let you charge them wirelessly. Smartwatches are one example of this and when you think about it, it makes sense.
If you want to create a device that’s truly dust and waterproof, having a bunch of ports can be a pain. Not to mention that small devices such as wireless buds or smartwatches often don’t have space for standard connectors anyway.
How does wireless charging work on larger devices? While there are as yet no phones, tablets or laptops that we are aware of with exclusive wireless charging don’t assume it will never happen. A completely sealed device that uses only wireless communication and charging would open up new doors when it comes to ruggedization and design.Phones & Power Banks That Provide Wireless Charging
Wireless chargers themselves have gone wireless in the sense that you can now get power banks and even smartphones that can charge devices wirelessly using the Qi standard.
Smartphones such as the Note 10+ have a feature known as “Wireless Powershare” and it’s very handy for charging devices such as wireless earbuds or smartwatches. Wireless power banks are of course also useful for that use case, but it also brings up the interesting possibility of sticking your phone to the power bank and temporarily using it as one cable-free hunk.A Wireless Future
Short-range Qi induction charging is certainly here to stay, but we’ve seen some impressive demonstrations of long range charging using the resonance method. Fitting an LCD TV with a receiver coil, simply bringing it within range of another coil installed within a wall will power it on.
With both power and data transfer possible wirelessly, there are new avenues product designers can take. We might be heading for an interesting future of devices that always have power, don’t need to be opened and in some cases may no longer need batteries to operate.
Of course, it will be some time until long range wireless power becomes the norm. You can certainly expect quite a bit of pushback as well. There’s already plenty of (usually unwarranted) concerns about electromagnetic radiation technologies such as 5G causing health issues or environmental problems. We expect the same sorts of complaints to arise when long-range wireless power transmission becomes more common.
Speaking of which, today we’ll be taking a look at an easy-to-use Qi wireless charging pad from Choetech. Similar to one that we reviewed in October, this charging pad is compact and a rounded square shape. It does support fast charging for a select two devices which you’ll learn about below. Let’s take a closer look.What’s in the Box
Along with this Qi wireless charging pad, you get a micro-USB cable and a small manual. There’s also supposed to be a “quick charge 2.0 adapter” (according to the manual), but I did not see that in the box.
To reiterate, if you have a device that does not support Qi wireless charging, you’ll need to get your own receiver (which is what I have to use) so that you can use the charging pad.Setup and Usage
The Choetech wireless charging pad needs to be connected to the micro-USB cable in order to work. So, you’ll either need a 1.5A or 2A USB adapter (to connect the micro-USB cable) or an available USB port on your laptop, a USB hub, a USB charging station, etc.
When you first plug it in, the LED indicator on the front will flash three times and remain on for five seconds, letting you know that it’s connected and working.
You’ll want to be sure that the pad is on a flat, sturdy surface since you need to have your device laying flat to charge. There are rubber feet on the bottom of the charging pad to keep it from slipping or moving around.
It’s also suggested that you remove your case (if you have one) before using the charging pad – especially if it’s a thicker case. You want to be sure that the distance of the transmitter coil and receiver coil do not exceed 5mm, or else it will slow down the charging speed or even lead to overheating.
When you put your device on the charging pad, the LED indicator will remain on; it will either be green or blue. The LED will turn green when fast charging or blue when standard charging.
For fast charging, you will need to have a Galaxy Note 5 or S6 Edge+; they’ll get fully charged (from 0%) in about 2 hours using this charging pad. Yes, there are other devices that support fast charging; unfortunately, with this charger, those are the only two devices that will actually charge at a fast speed.
There are a few LED signals you’ll want to familiarize yourself with when using this charging pad:
Blue LED flashing quickly: power connected.
Solid blue or green LED: charging mode.
Blue LED becomes dark: change in ambient light.
Blue LED turns off: charging completed or in standby.
Some devices, for sure, will need a wireless receiver case or card to be used with this charging pad. Those devices are Samsung Galaxy Note 2/3/4, Samsung S3/S4/S5, iPhone 4/4S/5/5S/5C/6/6 Plus, Nokia 720/820/925, LG G3/G4. Other basic and older devices are also sure to need a receiver.Final Thoughts
This is a very simple and functional charging pad that works great and doesn’t take up too much space on your desk or a table. The charging pad does get a little warm when in use for awhile, but this is normal; it doesn’t get extremely hot or overheat.
Charging times will vary based on your device, but my basic Kyocera Android smartphone usually only takes 60 to 90 minutes to charge up from around 20 to 30% (I don’t usually let my battery fall below that).
Choetech Qi Wireless Charging Pad
Charnita has been a Freelance Writer & Professional Blogger since 2008. As an early adopter she loves trying out new apps and services. As a Windows, Mac, Linux and iOS user, she has a great love for bleeding edge technology. You can connect with her on Facebook, Twitter, Google+, and LinkedIn.
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Your professional life takes you to different places in the world. And your device like laptop, tablet, phone, and digital camera also travel along. To keep your devices charged during your trip, you need an international travel adapter that can work in every country you visit. Here we have created a list of some of the best universal travel adapters for your international trip.
EPICKA brings an all-in-one multi-functional travel adapter you can use in more than 150 countries. A single international wall charger has four USB ports, 1 USB-C, and 1 AC socket to charge six devices at the same time. Apart from your Apple devices, you can also charge your Android phones and tablets during your travels. Probably you can help your travel companions in flight or hotels.
For your device safety, this is one of the best universal travel adapters having 8A overload dual fuse, safety shutters, plug lock system, and other necessary certifications like ROHS, CE, and FC.
Can charge six devices simultaneously
Cannot convert voltage
Check out on Amazon
Here’s a cute and compact travel adapter that’s convenient for your needs. It supports AC voltage from 100 through 250 Volts, 2000 Watts max at 250 Volts with an 8 Amp safety fuse. There’s internal spike and surge protection circuitry to safeguard your precious devices.
Therefore, you can enjoy worry-free charging of up to five devices quickly with quad 3.5 Amp USB ports and the global electrical socket. Further, the ergonomic black rubberized oil surface and safety shutter prevent external shock and short circuit. I adore the handy carrying pouch it comes with, and you also get an 18-month guarantee.
Charges 5 devices simultaneously
Safe and easy to use
Comes with a carrying pouch
It might not work for high power devices like some hair dryers
Check out on Amazon
3. Apple World Travel Adapter Kit
If you are an Apple fanboy and using all the Apple devices, this international travel adapter kit is a perfect choice. The kit includes a set of seven AC plugs that easily fit into different electrical outlets in the world. You can check the laser-etched information (regions they are compatible with.)
You can charge your iPod, iPhone, iPad, and Mac notebooks as the kit is compatible with Apple USB-C Power Adapters, MagSafe and MagSafe 2 Power Adapters, 10W and 12W USB Power Adapters, and Portable Power Adapters.
Compatible with all Apple products
Compatible regions are laser-etched
May not fast-charge other devices
Check out on Apple
his travel adapter features four international plug adapters. It works in more than 150 countries with US/EU/UK/AU plugs. However, note that it cannot be used in South African, India, Switzerland, and Italy.
It has a power output of 100-240VAC~50-60HZ 6A max. So it’s ideally suited to plug in your small appliances such as mobile phones, digital products, computers with low power, etc. You cannot use it with high-power appliances such as hair straightener, flat iron, hair curler, hairdryer, steam iron, water heater, coffee maker, etc.
Dual USB ports
Does not work in some countries
Check out on Amazon
Ceptics offers you a five-piece set of world travel adapter. Polarized adapter plugs are perfect for international travelers. Built with Type A, I, C, G Output, this adapter works everywhere – north, south, east and west of the world.
You can charge almost any mobile device with this adapter, which automatically matches the maximum charging current of your connected devices. Produced in a high-tech environment, this product has got all the necessary certifications like FCC, CE, RoHS, and more.
Charge almost any mobile device
Will not work with 110V items
Check out on Amazon
Unlike other universal travel adapters that do not convert voltage, Bonazza’s does. This combination of travel plug and converter is arguably the smallest and lightest. The product comes with an LED power indicator, plug lock, and other safety features.
You can roam around the globe in more than 150 countries with a single travel adapter. A compact design allows you to pack in your travel bags easily.
Adapter – cum – converter
Smallest and lightest
LED power indicator
May not show efficiency as a converter
Check out on Amazon
NEWVANGA has manufactured a smart travel adapter that always thinks of your device safety. For this purpose, this plug stops charging your device when the current exceeds 6.3A. So you can pay more attention to your travels instead of worrying about your premium communication devices.
A compact and lightweight adapter has an all-in-one design, which works in more than 150 countries. Before you connect your device, care should be taken that you do not use high power appliances like hairdryer, steam irons, electric kettles and other such products.
Built-in fuse protection
Lightweight and compact
Charge only low power devices
Check out on Amazon
Haozi is a certified and safe travel adapter that works in more than 150 countries. This product has FCC, CE, and RoHS certifications with safety 6.3AmP fuse, which provides full protection for you and your devices. Its built-in safety shutters prevent your direct touch of the live parts on the socket.
Charge up your phones, tablets, and laptops with this adapter that can power up three devices simultaneously. Apart from your communication device, you can charge your Bluetooth speakers, digital cameras, MP3 players and more.
6.3amp fuse for protection
Charge three devices simultaneously
Built-in safety shutters
Check out on Amazon
SublimeWare’s travel adapter is a one-piece device that can beat many USB travel adapters that come in many pieces. You can charge four devices – two smartphones, a tablet, and a camera. The product is compatible with all high-end devices like iPhone 11 Pro Max, Samsung Galaxy S10 Plus, OnePlus 7 Pro, Huawei, etc.
The pin locking mechanism ensures a secure plug-in. Normally, users don’t like this feature; however, this universal travel adapter locks and unlocks its 8 pins securely into its fixed positions. And this gives you better protection in case you touch the live ports. Given its affordable price, this travel product is one of the essential travel accessories and a must-grab in the list.
4-port USB plug
Pin locking mechanism
2.4A faster charging
A little clumsy in design
Check out on Amazon
That’s all friends!
Travel adapters are your perfect companions if you wish to explore every nook and corner of this world. Wherever you go, you need your phone, camera, laptop, and other smart gadgets. Without a battery, they are as useless as a pebble on the beach. Before you pack anything else in your travel bag, make sure you keep one of the above-listed universal travel adapters.
You may also like to check other accessories…
Jignesh Padhiyar is the co-founder of chúng tôi who has a keen eye for news, rumors, and all the unusual stuff around Apple products. During his tight schedule, Jignesh finds some moments of respite to share side-splitting content on social media.
What is Universal Life Insurance?
Universal life insurance (UL) is a lifetime protection policy that promises death benefits whenever the insured dies. It is in contrast to term life insurance which guarantees protection only for a specific period (5 to 75 years). UL also builds a cash value account for the individual, where the surplus money from the premiums grows with monthly interest.
For example, Mrs. Patricia purchases a UL policy of $1,000,000 and deposits a yearly premium of $15,000. The company reduces $5,000 (fees) from the premium and adds the $10,000 to the cash value account. The cash value account grows with time and accumulates $50,500 (assuming 1% yearly interest) in 5 years. Suppose Patricia passes away, so her family will receive the benefits ($1,000,000) but not the $50,500. However, if she closes the policy before she dies, they will receive the $50,500. The benefit is that as it is a lifetime policy, her family will get the reimbursement even if she passes away later (Eg. 101 years).
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Download Corporate Valuation, Investment Banking, Accounting, CFA Calculator & othersKey Highlights
Universal life insurance is life insurance that includes an investment savings scheme and requires small premiums
The various types of UL are guaranteed, indexed, variable, and traditional
Death benefit and cash value account are its two crucial components
One of the significant benefits is that there are no tax allegations for policyholders who borrow from their policy’s accrued cash value.How Universal Life Insurance Works?
Once the person buys the insurance and pays a premium, the insurance company reduces the administrative fee and the insurance cost from it and transfers the rest to the cash value account
The cash value account is a savings account where the excess money is accumulated, and the company provides monthly interest on it. Therefore, it grows with time
In case the person is unable to make the premium payments, the company will extract the amount from the cash account to keep the policy valid
If the policy is active during the insured’s demise, the inheritors only obtain the life insurance disbursement, as the surplus funds in the cash account go to the insurance company
However, if someone chooses to terminate the policy while they are still alive, they receive most or all of accrued cash from the cash value account.Universal Life Insurance Types Traditional or Non-Guaranteed:
The traditional policy offers the basic UL approach, but the policy may lapse if the holder makes any changes to the contract
However, this policy is a good option if one wishes to save premiums.Variable:
It allocates the cash value into indexes, stocks, money markets, or accounts
Also, they diversify the investments, ensuring rapid growth, though the amount you receive has a cap.Indexed:
It builds cash value that lasts for the entire life
This policy allows cash value growth through an equity index accountGuaranteed:
It is an extension of the traditional policy, as it has all essential benefits with the assurance that the policy will not lapse.Components of a Universal Life Insurance Policy Death Benefit:
After the insured person passes away, the policy beneficiaries receive the death benefits
For several policies, the insurance company retains the cash account. However, according to the plan, the beneficiaries can claim the cash account money.Cash Value Account:
When one makes premium payments, a percentage of that money funds the death benefit while the extra amount goes to the cash value
In some cases, when the insured cannot pay the premium, the company takes money out of the cash value
The holder can borrow capital from this account or keep it for their inheritors.Benefits of Universal Life Insurance
There are no taxes on current income or interest because the cash value cultivates on a tax-deferred basis. However, taxation can depend on various elements of the policy
It allows alteration and modification of the premium amount unless it is enough to retain the policy
The policy starts from the first day and works till the death of the insured person, ensuring that the beneficiaries receive the benefits
It has an in-built cash value that cultivates over time and produces interest.Universal Life Insurance vs. Term Life Insurance vs. Whole Life Insurance
Universal Life Insurance
Term Life Insurance
Whole Life Insurance
Universal Life Insurance is a life insurance that offers its holders flexibility in paying premiums, a death benefit, and a cash value account Term Life Insurance is a death benefit policy that pays the inheritors of the policyholder for a definite period Whole Life Insurance is permanent life insurance with a cash savings component
Insurance premium prices may change with interest and as the holder ages, but it is primarily inexpensive As it expires, the policyholder can either change the policy to permanent coverage, apply for its renewal for another term, or let the policy lapse It is considerably expensive as it presents guaranteed benefits for the insured’s lifetime
It permits borrowing against cash in savings, which grows tax-deferred over the lifetime. These policies do not have savings components like the other two. It has only guaranteed death benefits. It does not allow the insured to take a loan from the cash account.Universal Life Insurance Taxation
As long as the cash account receives consistent addition of cash, it sustains tax-free development
Once the holder withdraws these funds, taxes will be levied on the amount the person takes
Suppose a person borrows from the cash value account and pays back the whole amount. This amount will be tax-free.
It accumulates a cash value that is available to the policyholder for use during their lifetime The policyholder has to bear various costs and fees to enjoy its benefits
It offers flexibility in paying premiums as long as they are enough to keep the policy active If one fails to maintain the premiums and the cash value, consequently, the policy will lapse
The policyholder can increase the death benefits, consequently gaining more benefits for the inheritors Sometimes lower premiums result in a decrease in death benefits, which leaves a lesser amount for inheritorsConclusion FAQs Q1. What is universal life insurance?
Answer: A universal life insurance policy provides the insured lifetime protection rather than for a specific period. It also ensures a cash value savings benefit. Additionally, it gives policyholders a choice to pay flexible premiums.Q2. Which is a better option, whole or universal life insurance? Q3. How can I cash out my universal life insurance policy?
Answer: You can cash out your policy in three ways. You can withdraw the cash either in whole or in installments. Furthermore, you can raise loan money against your cash account with a nominal interest credit. Another method is to surrender the policy.Recommended Articles
This article explains universal life insurance’s meaning, types, benefits, components, and more. Here are a few articles to learn more about it,
Samsung’s Galaxy S21 released as 2023 promises huge shake-ups
The Galaxy S21 family is arriving in stores today, paving the way for what could be a big shake up at Samsung in 2023. We still may only be in January, but Samsung is out of the gate with all guns blazing, not least with the Galaxy S21 Ultra flagship that intentionally steps on the toes of the rest of the company’s range.
Flagship of the range is the Galaxy S21 Ultra. That has the biggest screen and more capable cameras, such as a 100X Space Zoom, and is priced from $1,199.99. Four-figure smartphones still aren’t anywhere close to being inexpensive, but compared to the Galaxy S20 Ultra last year it’s definitely more affordable.
Samsung’s lower pricing compared to last year’s Galaxy S20 series is worth noting. After all, $200 off the launch sticker of the Galaxy S21, Galaxy S21+ and Galaxy S21 Ultra is nothing to be sniffed at. All the same, those who’ve been following flagship launches from Samsung will likely be well aware of just how they typically run.
It can be a matter of just a handful of weeks before Samsung, retailers, and its carrier partners are slicing $200+ off the price of the new phone, as well as offering other promotions like “buy one, get one free” too.
Arguably more interesting than this pricing strategy – which seems to merely bring forth the inevitable, trading a little extra early-adopter money for the halo effect of lower tags on day one – is the Galaxy S21’s feature creep. The Galaxy S21 Ultra, in particular, introduces S Pen support, which previously we’ve only seen in smartphones on the Galaxy Note family. That’s a pointed decision, given recent speculation of the future of the Note.
If the rumors and leaks are to be believed, the Note – at least as we know it – is on the chopping block. Samsung’s phablet started as an outsized alternative to its mainstream phones, of which the Galaxy S series was the pinnacle. Over the years, however, bigger screens and more ambitious cameras on successive Galaxy S models have narrowed the gap between them and the Note family, to the point where S Pen support was arguably the only real difference.
The answer may well be a wholesale revolution in form-factor: or, more accurately, a fold in it. Samsung’s high ambitions for foldable phones in 2023 is a known quotient: having tested the waters with the Galaxy Fold, now in its second generation, and with more affordable versions in smaller flip designs, it claims to be ready to bring flexible OLED to a more mainstream market.
Combine a folding display with S Pen support, and you could have a whole new Note experience. That would allow Samsung to drive the Galaxy Note brand back into the realms of aspirational power-user device – and, in the process, tag on a little extra average revenue per sale, which never hurts the bottom line – and automatically add a clear distinction with the Galaxy S family. At the other end of the price scale, cheaper and more attainable foldables could pave the way for a screen transition Samsung seems convinced is inevitable.
If you can’t wait for that, even out of the preorder period there are still perks to be had on Galaxy S21 models. Buy a Galaxy S21 and you’ll get $50 of Samsung Credit to use in the company’s store; the Galaxy S21+ comes with $75 of credit, and the Galaxy S21 Ultra with $100. Each also comes with a free Galaxy SmartTag, the company’s new location-tracker.
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