Trending February 2024 # Find Apple Pay Supported Stores In Your Local Area # Suggested March 2024 # Top 5 Popular

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The growth of Apple Pay is hardly surprising as the combination of convenience and speed becomes more mainstream. How many times have you left your house and gone halfway to your destination before realizing you left your wallet at home? Thanks to the explosive growth of Apple Pay, that continues to be a problem of the past. Still, the real question is not a matter of whether or not you want to use Apple Pay but where? How do you know who accepts this awesome service? Let’s take a look at one of the easiest ways to find out which retailers accept Apple Pay before you ever step foot outside.

Finding Apple Pay Locations on iOS

Assuming you are using iOS 13, all you need to do is open the Maps app on your iOS device. The same process works on both iPhone and iPad, but since you are more likely to pay with the iPhone, focus on that device. The Maps app has gone through several updates over the years and is now a more capable app than before.

Once you open the Maps app, find any retail, restaurant or store you want to enter as your destination.

Next, tap on the location you wish to visit. All you have to do now is swipe up until you see a section labeled “Useful to Know” and see if “Accepts Apple Pay” is checked. When Apple Pay is accepted, you will also see two icons to the right of the “Useful to Know” wording. The first symbol that most commonly looks like the Wi-Fi signal on its side is for NFC devices. If this icon is darkened, you can scan your iPhone to pay. If the Apple Pay logo is darkened, you can pay with the Wallet App and any credit card tied to the app.

Finding Apple Pay Locations in Maps on Mac

Similar to iOS, you can also search and identify locations (business, restaurant, gas station, etc.) that accept Apple Pay on the Maps app right on your Mac. This process works on just about any Mac computer that is running the Maps application.

Wait, What about Apple Card?

Apple knows that shoppers are not quite at the point of completely giving up “plastic,” so they found a happy medium. Enter Apple Card. This credit card combines the best of Apple Pay with the best of traditional credit cards. So how does Apple achieve that? Try two percent cash back on all Apple Pay purchases using the Apple Card that is loaded into the Wallet app on your iPhone.

When you want to leave your wallet at home or accidentally forgot to take it with you, your iPhone (with Apple Pay) can be a real lifesaver.

David Joz

David is a freelance tech writer with over 15 years of experience in the tech industry. He loves all things Nintendo.

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How Your Business Can Accept Apple Pay

Apple Pay is a fast, easy, secure digital payment method growing more popular with consumers and businesses. If you’re a small business interested in accepting Apple Pay, we’ll break down everything you need to know about its benefits and costs, how it works for your business, and how to start accepting Apple Pay.  

Editor’s note: Looking for the right credit card processor for your business? Fill out the below questionnaire to have our vendor partners contact you about your needs.

If you don’t accept credit cards yet: 

If your business doesn’t already accept credit cards or your current processor doesn’t support Apple Pay, follow these steps:

Find a credit card processor that supports Apple Pay. Most top card processors enable Apple Pay for their clients. Check out our review of Helcim, our Square review, our Chase Payment Solutions review, and our review of Stax to learn more about credit card processors that support Apple Pay.

Sign up for an account with your credit card processor. After selecting a credit card processor with the pricing and features you need, set up your account. Ensure Apple Pay is enabled.

Order NFC-enabled credit card readers. Obtain your NFC-enabled credit card readers and set up and test your system.

Train your staff on accepting Apple Pay. Your staff must instruct customers to hold their phones near the NFC reader to pay. Your team must also know how to select Apple Pay as the payment type in your POS system.

Post signage about accepting Apple Pay. Signs letting customers know your business accepts Apple Pay can help boost sales, especially among younger customers.

Tip

If you need to accept credit card payments using your phone, you must ensure your credit card processor provides mobile card readers and supports mobile payments. Many mobile card readers are also NFC-enabled, so you can also accept Apple Pay.

How does Apple Pay work for businesses?

To implement Apple Pay, your business must already accept credit cards. You’ll need a credit card processor or facilitator to accept and process customer payments for online and in-person purchases made with Apple Pay. That processor or facilitator must also accept Apple Pay and enable Apple Pay on your account. For in-person payments, you’ll need a card reader that accepts NFC payments.  

When a customer purchases using Apple Pay, the credit card processor or facilitator processes the transaction and deposits the money into your account, minus any fees.  

Tip

If you’re looking for a payment facilitator, it’s easy to start accepting credit cards with PayPal, Square or Stripe.

Did You Know?

Online payment security tips include requiring two-factor authentication, verifying transactions and buying cyber-liability insurance.

How much does it cost to accept Apple Pay?

There is no cost to the buyer to use Apple Pay to make purchases. However, your credit card processor or facilitator will charge your business a fee for each Apple Pay transaction, just as it would for every credit card transaction. The transaction fee is a percentage of the purchase total plus a flat per-transaction amount.

Credit card processors don’t charge any additional fees for Apple Pay transactions, so there are no additional costs related to accepting Apple Pay beyond their standard credit card processing fees.

Credit card processors and facilitators that accept Apple Pay

Many of the best credit card processors and facilitators accept Apple Pay. Here’s a breakdown of top processors and their associated fees.

Company

Apple Pay in-person transaction fee

Cost of NFC-enabled card reader

Facilitators

PayPal

2.7%

$59.99

Square

2.6% + $0.10

$49

Stripe

2.7% + $0.05

$59

Processors (may also charge monthly fees)

Merchant One

0.29% to 1.55%

Free for new customers

Clover

2.6% + $0.10

$9.95 per month

ProMerchant

Interchange + 0.5% + $0.15

Free for new customers

Tip

Read our review of Clover, our Merchant One review and our ProMerchant review to learn more about these credit card processors and their associated fees.

Aceby: Easily Find And Hire Local Professionals Near Your Location

We are living in a time where finding and hiring local services has become easier than ever. Having said that, most of the services that allow us to find and hire local professionals charge a non-negotiable, which is generally on a higher side. We pay the premium owing to the convenience that the service is offering us and the fact that we don’t have any other option but what if I told you that there is a service which not only makes it easier to hire local professionals but also allows you to get the best prices? Well, in this article, we are going to talk about AceBy, which lets us do just that. So, let’s take a look at the key features of AceBy:

Key Features

AceBy is a service which not only allows you to hire local professionals but also offer your services as a freelancer if you want to earn some extra cash. Here are all the key features of AceBy:

Hire Professionals Easily

Quick Hire to Skip the Bidding Process

Get the Best Prices

Large Catalog of Services Offered

With AceBy, you can be sure that you can find professionals for almost all your needs. The app offers a ton of services including accounting & consulting, customer service, writing, design and creative, legal, translation, and many more. Basically, you can hire professionals for any job that you can think of.

Earn Money by Offering Your Services

Guaranteed Payment

Whether you are offering services or hiring a professional on AceBy, you can be sure that there is no payment fraud going on the service. Whenever a professional accepts a job, the client has to make a payment which is held in AceBy’s escrow account. Once the job is done and the client is happy with the service, the payment is released by AceBy to freelancer. This ensures that neither the client nor the freelancer can cheat when it comes to making the payment.

User Interface

AceBy offers a clean and intuitive user interface. When you sign up for the service and complete your profile, your main homepage shows you the map of the area. Depending on whether you are using the app in freelancer or employer mode, the homepage will either show you job listings in that area or a button to create and post jobs in that area.

Ease of Use

The user interface section of the article makes it quite clear that the app is very easy to use for both employers and freelancers. It is really easy to post jobs and apply for them. It just takes a few taps to do both of those things. I mean, I tested out the app on both an Android smartphone and an iPhone and it just worked like a charm. Also, if you are an iPhone X user, you’d be happy to know that the app has been updated with support for iPhone X and its infamous notch. So basically, the user experience on the AceBy app is just what you expect from a premium app.

Price and Availability

Note: Beebom readers can use the promo code “GoIndia” to get free ₹300 in the app. The code expires on August 30th, 2023 and is only for employers hiring above ₹3,000.

Pros:

Hire Professionals Easily

Offer Your Services to Earn Money

Large Catalog of Services

Easy and Simple UI

Cons

Nothing right now

Install: AceBy (Android / iOS)

Hire Professionals or Get Hired Using AceBy

How To Incorporate Apple Pay Into Your Business Plan

With the recent release and popularity of Apple Pay, it’s important to consider how it works and whether or not it offers an opportunity for your business. Apple Pay is a system developed by Apple that allows iPhone, iPad, and Apple iWatch users to store all of their credit cards and payment information on their mobile device. Apple claims his is actually a more secure way of paying than your traditional methods and that all of the user’s cards can be accessed in one convenient location.

Sounds pretty good, right?

With more and more people signing on to using Apple Pay for their one-stop shopping liaison, it is important to consider some of the ways that this system may impact your business plan directly. Start with a breakdown of what Apple Pay is more specifically and what it can be used for, and then you can start getting into ways this impacts businesses, as well as e-commerce sites specifically.

What is Apple Pay?

As mentioned above the Apple Pay system is a digital wallet that allows users to keep track of all of their payment cards (credit or debit cards) in one place. The caveat is it is only available to users of the: iPhone 6, 6 Plus, 6S, 6S Plus, Apple Watch-compatible devices (iPhone 5 and later models), iPad Air 2, iPad Pro, and iPad Mini 3 and 4.

Apple does not specifically require people work only with their terminal system, but will also work with Visa’s PayWave, MasterCard’s PayPass, and American Express’s ExpressPay terminals, so there is a lot of flexibility even though it is an Apple-specific system.

For now, I will address Apple Pay as a business tactic for in-person purchases or through an app available through the App Store, while making some suggestions on how you can incorporate or promote this service in your online environment.

What Apple Pay Offers Your Clients

At this point, Apple Pay is really all about offering a service to your clients. It is convenient for them to operate and use, and knowing that your store has Apple Pay is bound to get them excited.

However, excitement aside—the Apple Pay readers are generally around $300-500, which can be a hefty cost for small businesses. Right now the system is being used by a great deal of corporate merchants including grocery stores, boutiques, restaurants, and hotels.

The entire list of Apple Pay retailers can be accessed here on Apple’s site. Some e-commerce businesses (again, mostly larger corporations at this point) are also able to use Apple Pay when users make a purchase using their site’s application.

On American Express’ Open Forum discussed whether or not Apple Pay was going to be worthwhile for small business. They mentioned 20% of Americans would likely have access to Apple Pay by the end of the year, that shoppers like the idea because it boosts their data security—but that ultimately the spread of Apple Pay is pretty uncertain, and it may not be worth the investment just yet.

On that note, I want to make some recommendations in the next section for small businesses and e-commerce sites who are thinking about incorporating Apple Pay into their business plan.

Apple Pay Advice Small Businesses, Franchises, and E-Commerce Sites

Promote Apple Pay on your Website: Make sure you post that you have Apple Pay at your store locations on your website, that way site visitors know that they can use their contactless payment at your location. (This may sway them to shop with you over a competitor).

Develop a Mobile App: If developing an app is within reason, now is really the time to consider it. There are several developers and companies that can help you develop an application that would work well with your small business or e-commerce store, and relevant to this article, would also allow you to use Apple Pay.

Take it to Social Media: If you are going to make an investment in the Apple Pay system for the convenience of your customers, make sure you let them know about it! Take some time to launch social media announcements.

Newsletters and Other Email Marketing: It is a good idea to indicate the Apple Pay logo at the end of newsletter and email marketing. Again, you are paying to have this system, so you want to let as many customers know as possible so that people can truly benefit from the service. I recommend placing the “We Offer Apple Pay” logo somewhere around your social media links.

The Takeaway

If you are going to take the time and effort (and funds) to incorporate Apple Pay into your business plan, I highly recommend you do so strategically. At the end of the day, this is something you are doing to benefit your customers, and thereby increase your business, so there is absolutely no reason not to make it clear that you offer the service, particularly if you are a small business owner.

Image Credits

How To Find Total Area When Two Rectangles Overlap Each Other In Java?

A Rectangle is a four sided-polygon, with opposite side equal and having all the internal angles equal to 90 degrees. In this article we will check how to find total area when two rectangles overlap each other.

We will be given with two rectangle having length and breadth. Also we will we given with intersecting length and width of the two rectangles as shown in the figure −

To find the total area of a rectangle we basically add areas of two rectangles. This includes the intersecting part twice, so we subtract the area of intersecting part.

Total Area = (Area of 1st rectangle + Area of 2nd rectangle) - Area of Intersecting part Area = Length * Breadth

Let’s start!

To show you some instances Instance-1

Given the length and breadth of rectangle are −

Rectangle 1: length = 16, breadth = 25, Rectangle 2: length = 12, breadth = 13, Rectangle 3: length = 9, breadth = 3,

After putting it in the formula, the result will be −

The resulting area is: 529

Instance-2

Given the length and breadth of rectangle are −

Rectangle 1: length = 10, breadth = 7, Rectangle 2: length = 6, breadth = 3, Rectangle 3: length = 2, breadth = 2,

After putting it in the formula, the result will be −

The resulting area is: 84

Algorithm

Step-1 − Declare and initialize the variables.

Step-2 − Putting the values in formula.

Step-3 − Print the result.

Multiple Approaches

We have provided the solution in different approaches.

By Using Static Inputs

By Using User Defined Method

Let’s see the program along with its output one by one.

Approach-1: By Using Static Input

In this approach, length and breadth of rectangles will be assigned. Then as per the algorithm we will find total area when two rectangles overlap each other.

Example public class Main { public static void main (String[] args){ int l1 = 16, b1 = 25; int l2 = 12, b2 = 13; int l3 = 9, b3 = 3; int A1 = l1 * b1; int A2 = l2 * b2; int A3 = l3 * b3; int A4 = A1 + A2 - A3; System.out.println("The resulting area is: " + A4); } } Output The resulting area is: 529 Approach-2: By Using Stream

In this approach, length and breadth of rectangles will be assigned. Then call a user defined method by passing the given values and as per the algorithm we will find total area when two rectangles overlap each other.

Example public class Main { public static void main (String[] args){ int l1 = 10, b1 = 7; int l2 = 6, b2 = 3; int l3 = 2, b3 = 2; func(l1, l2, l3, b1, b2, b3); } static void func(int l1, int l2, int l3, int b1, int b2, int b3){ int A1 = l1 * b1; int A2 = l2 * b2; int A3 = l3 * b3; int A4 = A1 + A2 - A3; System.out.println("The resulting area is: " + A4) ; } } Output The resulting area is: 84

In this article, we explored different approaches to find total area when two rectangles overlap each other by using Java programming language.

3 Reasons To Join Your Local Makerspace

Making something with your own hands brings a special kind of satisfaction that is well known to woodworkers (like me), and all types of artisans. Some may not know this feeling, as many DIY hobbies make it hard for you to get started, requiring tools that may be expensive and take up a lot of space, or specific know-how you can’t learn off the internet.

That’s what I love about makerspaces. These facilities are popping up all around the country and provide people who love to make stuff the space, tools, and equipment to participate in crafts such as woodworking, metalworking, ceramics, electronics, sewing, and more. But most importantly, by signing up to one of these spaces you join a community of like-minded people you can learn and draw inspiration from. 

So no matter your needs or level of experience, you should consider joining your local makerspace as well.  

Some hobbies not only require tools, but also the freedom to make a mess without worrying about your furniture.

“I want a space where I can get dirty, and I can’t do it in my apartment,” says Omar Eddin, co-founder, and CEO of MakePlus in Los Angeles, California. 

Even as someone with a 150-square-foot workshop in my basement, I can relate. My home space is cramped and dusty, and there’s almost no room to move around without tripping on a hose, cord, or pile of wood. I certainly can’t build large projects like a dining table or kitchen cabinets, and it’s not only uncomfortable, but it could be terribly unsafe. That’s why I decided to join my local makerspace, Lowell Makes in Massachusetts, which offers 3,000 square feet solely to the wood shop—that’s more square footage than my entire house. While not all are that large, they’re likely much bigger than whatever workspace you have at home.

[Related: Get your scratched wooden cutting board looking bright and new]

Another benefit of space that I didn’t really consider when I first joined my local makerspace is the ability to work on more than one project at a time. In my shop, if the glue or finish on one project is drying, I generally can’t work on anything else because I’ll have no more available space. At the makerspace, I can put my glued-up cutting boards off to the side to dry and tackle a batch of headphone stands. The ability to spread out and work across projects is a huge time saver. 

And then there are the tools. I’m not going to lie—I have spent a lot of money on tools, and have just about everything that a hobbyist woodworker needs.  But a makerspace offers tools that I can’t even dream of having at home, either because of the cost or the amount of space they take up. For example, with a price tag that goes over $4,000, the 25-inch planer at my local makerspace literally won’t fit down the stairs into my basement, so I couldn’t have one even if I were willing to splurge. And if you don’t have any tools, makerspaces usually have absolutely everything a beginner needs to start creating and then some, so you can try a new hobby before you start investing in anything other than materials.

Join a community of makers

A lot of people, including me, first go to makerspaces for the room and the tools. But the longer I’ve been at Lowell Makes, the more I realize that the real value of a place like this is the community. For a newcomer makerspaces are an amazing place to learn,  no matter the craft they’ve chosen. 

“It brings a non-traditional learning environment,” says John Noto, co-founder, and treasurer of Lowell Makes, noting that the most valuable learning happens during one-on-one interactions between members, not through classes. “You can learn stuff in an apprenticeship-type way. You can work with people […] and a lot of people are more comfortable with that.” 

Many spaces also offer formal education programs, with classes focused around all of the different shops. Signing up for those might be a great idea if you’re starting out or got curious about a new craft you discovered at the makerspace.

“Many people come in with one tool in mind, and then go ‘Oh my God, I didn’t realize you had [these other shops]’,” says Rio Sabella, chair of the membership committee at Lowell Makes. 

In addition to learning and improving, just working in an environment surrounded by other creators is also worth the membership. Seeing what other people are doing and chatting about their processes can be a source of inspiration and even collaboration. 

Makerspaces help businesses flourish

And saving money isn’t all that makerspaces can do for business owners—they can help you grow it, too. Sabella is another makerspace entrepreneur, running two businesses out of Lowell Makes: Sabella Woodworking and Pipe Dream Arts. In addition to the support and learning, the community is a significant source of clients and referrals.  

“Starting your own business or doing any of the DIY stuff is scary,” he says Eddin. It can be comforting to have a community where others have gone through similar entrepreneurial experiences, he explains, and knowing that you can find support and ask questions is one of the greatest values of makerspaces. 

What to look for in a makerspace

If you’re interested in finding a local makerspace to join, there are a few things you should look out for. 

First and foremost, make sure that it has what you need, meaning the tools and space your craft requires. But you should also consider other aspects like whether they offer storage on-site (so you don’t have to move projects and materials back and forth), classes and training, and 24/7 access if that’s something that interests you. 

Lastly, ask about their different membership levels and find the one that works for you. For example, at my makerspace, basic membership tiers offer basic access to all the shops, while higher tiers include storage space, shared offices, conference rooms, and even dedicated office space.

Once you know a makerspace has the nuts and bolts of what you need to be successful, the next thing you’ll need to find out is if the community and culture fit your personality. Noto says the best way to do this is to visit. 

[Related: Two ways to joint wood on your table saw—no jointer needed]

You may also be able to get some insights into makerspaces by attending local craft and artisan fairs in your area. Makerspaces will often attend and have members on hand to answer your questions. Other vendors might even be members themselves and able to share their experiences. By chatting with makers in your area you can get a sense of just how vibrant a community your local makerspace has created.

Finally, don’t be afraid. Sabella says as part of the membership committee at Lowell Makes, he comes across a lot of people who think that makerspaces are cool, but are not for them. Still, he encourages everyone not to let that stop them if they’re interested. 

So if you’re looking for a place to finally build that project you’ve been dreaming about, or want to take your DIY crafting to a new level, then it might be time to find a makerspace in your area.  A community full of like-minded creators might be out there waiting for you. 

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